If you are interested in buying a home now or in the future, GPASS can help you through the process. You may be curious about whether you are ready to stop renting and start paying yourself. You may have seen a home you are interested in buying, or may have even consulted a lender about pre-qualifying for a loan. Your initial counseling session will cover topics such as budgeting for mortgage payments, money management and referral to community services. If applicable, a review is performed of HUD loan qualifications, assuring that Fair Housing laws are understood.